Services

As a financial advisor with the CERTIFIED FINANCIAL PLANNERTM certification, I offer two very broad services:

  • Investment Planning
  • Wealth Management Strategies

The definitions of these two terms are far-reaching but can be reduced to just this:

Investment Planning

Peter Contino at desk

Establishing a plan of financial action that is customized to your risk-tolerance and personal goals.

In this process, we lay the groundwork for defining your insurance and investment plan. My "Planning Process" outlines the steps I follow to construct an investment plan that specifically identifies how you can more effectively pursue your financial goals. During this process, we will cover your retirement timeline, portfolio performance, life insurance, educational savings, and wealth transfer issues. If desired, we will also discuss how you can leave a meaningful legacy to your loved ones and to your favorite charities.

Wealth Management Strategies

Implementing and monitoring an investment/insurance plan that is closely aligned with your risk tolerance and personal goals.

Based on what we discover during the investment planning process, I carefully help you build an investment portfolio that usually consists of a combination of investments, including  stocks, bonds, money market instruments, and others. I recommend investments based on how you feel about taking risks and how much time you have to grow your portfolio. I also can find appropriate life insurance and long-term care insurance, depending on your needs. As I represent multiple insurance carriers, I usually can find a highly competitive rate based on your age and health.

Whether I help you create an investment plan or implement a wealth management srategies program…or both, I will always commit to being part of your financial life.

Your interactions with me are all highly confidential, and I consider your checkbook and portfolio holdings to be very privileged information. I will act only with your advance approval on any initiative. I will keep you informed and give you a complete picture of your holdings on at least a quarterly basis.

It's your money, and it's my privilege to help you.

Compensation for my support in your financial life can occur in one of three ways:

  • Fee-only Planning (you pay a fee for a custom written plan).
  • Assets Under Management Fee (you pay an annual fee, charged quarterly, based on the assets I will have invested on your behalf. A written plan and ongoing support is usually included with Asset Management).
  • Commission-based Investment Management (What you invest in provides commission to me directly. My planning is usually included with the investment implementation and management).

The point is — it can be remarkably flexible, whatever you feel works best for your needs. Whichever way you choose to proceed, the good news is that I believe you will be able to afford my services.

Financial products I am licensed to sell in the State of Colorado:

  • Stocks
  • Bonds
  • Mutual Funds
  • Fixed Annuities
  • Variable Annuities
  • ETFs
  • Alternative Investments
  • Life Insurance Policies
  • Long–Term Care Insurance
  • Disability Insurance

How is Your Financial Garden Growing?

Call me at (970) 267-9666 for a free financial consultation. Or, feel free to visit my office at 2809 E. Harmony Road, Suite 330, in Fort Collins.